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| 1. Group Insurance Solutions Designed for Small to Mid-Sized Employer Groups and Professional Associations: |
| Comprehensive group benefits programs designed with a focus on flexibility and cost savings that can be offered with minimized administrative efforts through the insurer, a third party payer, or a third party administrator. The plans we offer are always seeking to gain better control over insurance premiums without sacrificing important benefit coverage. Working with multiple insurance companies, we design plans to meet your specific needs and we back this with proactively scheduled benefit plan reviews and individualized consulting from our team. |
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| 2. Government Cost Transfer Solutions: |
| The eventual catch-up to market pricing greatly affect benefit costs. We have a variety of solutions that will contain costs while continuing to manage an adequate benefit structure. |
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| 3. Specialty Executive Group Requirements: |
| With the numerous requirements each employer may experience in a business cycle, benefit needs may vary and a traditional plan may not provide the appropriate risk coverage for your current business model. Specialty underwriters can provide solution-coverage for your current business needs. |
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| 4. Wellness and Employee Assistance Programs: |
| A variety of wellness and employee assistance programs are available to employees and management. An analysis of immediate and future requirements will determine if an insurer-held program or stand-alone program will provide your employees and your management staff with the necessary services for your current and future business cycles. |
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| 5. Inpatriate and Expatriate Solutions: |
| Complex situations are made easy with multiple solutions for that global work force your firm wants to tap into it. Whether an employee is sent abroad or one is brought into your local environment there are short, medium and long-term solutions for your valued employees. |
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| 6. Retiree and Tide-U-Over™ Benefits: |
| Workers hired for limited assignments, as well as retiring employees, require specialty products that may not be available within a traditional plan. Complete programs for these and other specific situations will provide the bridge for these unique needs. |
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